I have not been using a credit card for my shopping needs. I used to use my credit cards for travel and other leisure purpose purchases. However, the recession has brought a grim realization when it comes to budgeting and keeping our cash flow to the minimum. For one, we had to cut back on our travels and hotel bookings. I had to set a limited budget for a month to maintain. I stopped shopping for no reason. Now, I am a wiser money-holder than I was when money used to flow like a river. I know better now.
Hi!
ReplyDeleteAhh...the ever elusive livable budget! :)
Many thanks for all of the hard work!
Have you seen what Harper's Bazaar, Esquire, Queensland, Sydney and many more have teamed up to present?
Very Stylish and helps with those cost issues as well!
http://bit.ly/cney0u