Term Life Insurance for the Future

I am not getting any younger. I told myself that by the end of this year or at least by the first quarter of 2012, I have already acquired a term life insurance for my family.

I have been postponing this plan due to circumstances beyond my control. I already allocated my budget for the purchase of an insurance this year but my brother became unemployed. After that, my mother got ill so I had to send money back home. I closed some of my cards and the cost of living here in Dubai tripled!

I am scrimping again so I can save enough money to buy the insurance that will secure our future. I just hope that the premium will not be exorbitant considering the age factor.

A Sudden Bright Idea

Have you ever experienced having episodes of ideas popping in your head even before you go to sleep? It has been happening to me lately. For few nights now, I have been sleeping with a pen and paper on my night stand so I can write down my ideas as soon as it pops. I usually give in to them because I don't want to waste that opportunity to record some good insights.

I'm not really sure where they are coming from. They are mostly ideas of what I can do when I go home in the Philippines for good. I have always been vocal about my desire to put up my own business and be my own boss. Since my tenure here in Dubai is coming to a close (not so soon though), I am already thinking of ways to keep the cash flow going.

I may not earn whatever I am getting now back home but I am looking forward to the fact that I will generate jobs. I don't have to answer to anyone but God and certainly, I'll give my staff more days off (if needs be).

It's really weird how these bursts of ideas usually come at night. Maybe because my mind is already relaxed and away from stress so my sub-conscious is feeding my brain thoughts of opportunities.

I hope this keeps going. I may just narrow down to one or two in the long run. I can't wait to see my dreams into realities. I keep my hopes high and fingers crossed (eyes included...LOL!).

What We Want Our Kids To Be

My brother and I had a casual talk while walking in the park this morning about our dreams for our children. We both evaluated our own kids' strengths and thought it would be good to give them a push to enhance their strengths.

My daughter is really good in computer. She loves nit-picking on programs and she often helps me out when I get stuck somewhere in the PC world. I offered some suggestions for her to consider after she completes her high school. Since she is very adept in the computer area and loves playing games, I nudge her to consider science jobs leaning to computer software development or computer programming.

I don't know what she decides to do after high school. One thing is certain, I hope she decides to pursue higher education afterwards.

Life Insurance

I may be one of the few who will retire early from the work force. I have done it before in the Philippines and I can do it again.

I am considering to free myself from the corporate bondage by 2015 and that is just 5 years from now. However, I just have one problem, I have not acquired any form of insurance to keep me ready for my retirement and old age. I am checking around for term life insurance rates. I am asking family and friends back in the Philippines for good life, pension or any other type of insurance I can purchase considering my age. I know the premium will be high now because of the age factor but I am willing to get one to secure myself on my ripe, old age.